- Job TypeFull Time
- QualificationBA/BSc/HND
- Experience3 years
- LocationNairobi
- Job FieldFinance / Accounting / Audit
MICRO CREDIT OFFICER REF: (SS/MCO/05/24)
- Reporting to Head of Credit, the individual will be responsible for the day-today coordination of the credit functions in the SACCO, ensuring high customer service standards are maintained and total compliance to the SACCO lending policies and procedures.
Tasks and Responsibilities
- Market Micro-credit products and services to the target clients and maintain the image of Micro-Credit activities
- Deposit Mobilization
- Maintain good relationship with groups and frequent visits
- Disbursement and processing of loans
- Maintain quality portfolio by closely monitoring repayment of loans from customers and ensuring prompt follow-ups
- Recruiting clients, groups and business appraisal
- To identify and locate prospective micro-credit clients
- To plan periodic visits to identifiable clients
- Prepare Micro-Credit loan applications for approval
- Prepare weekly and monthly returns/reports to the Head of Credit
Minimum Qualifications and Skills
- A Bachelor’s Degree in Accounting/Finance or a Business-Related Degree from a recognized university.
- CPA II or Credit Management Certification.
- A minimum of 3 years’ experience in micro credit in a busy financial institution.
- Sound knowledge of Sacco laws and regulations.
- A person of integrity, team player with effective communication skills.
- Sound judgement and decision-making ability on lending across all sectors.
- Excellent in analytical, interpersonal and team management skills.
- loan monitoring, generating reports and initiative on improvement of service delivery.
Method of Application
Interested and qualified? Go to Co-operative Bank of Kenya on forms.office.com to apply.