Senior Credit Analyst – Corporate & Business Banking Credit At KCB Bank Kenya – APPLY NOW

• Job TypeFull Time
• QualificationBA/BSc/HND
• Experience8 years
• LocationNairobi
• Job FieldBanking 

JOB DESCRIPTION

• Evaluate and decision credit proposals (new, renewals, one offs, amendments) received from Corporate, Mortgage business units in line with specific credit guidelines as set within existing KCB Credit policy/manual/product documents, CBK Prudential guidelines, understanding of market, industry, economic factors, financial statements and recommending those beyond DLA for consideration while ensuring compliance with set TAT, SLAs and quality standards.
• Verify and analyze credit information, documentation such as bank statements, financials, provided by RMs/Customers, and seek clarification if needed from other sources, liaise with RMs/Branches for queries, additional information/documents and business recommendations for deviations, if needed.
• Support creation and update of new and existing credit processes, policy, manuals and product standards as relates to Corporate and Mortgage business.
• Visit clients/centers/branches, independently or with RMs/Manager as part of the evaluation of credit proposals for better understanding of the client, business, and market.
• Attend to Audit requirements and provide a response to audit remarks/ensure rectification thereof in respect of Corporate and Mortgage Credit Unit. 
• Monitor Corporate and Mortgage portfolios for renewals, limits expiry, early vintage performance, migration, PAR.
• Preparation of industrial reports/peer analysis papers on a variety of business, operational and financial indicators guided by respective industry reviews and industry information such as credit reports, press, magazines and other relevant sources.

POSITION QUALIFICATION REQUIREMENTS

Academic & Professional

• Education     Bachelors Degree    Business-related    RQ
• Professional Qualifications    ACIB, CPA(K)    AA
• Masters Degree    Business Administration    AA

Experience

Total Minimum No of Years Experience Required

• 8 years

Detail    Minimum No of Years    Need Type[1]

• Credit Analysis     8    ES
• Risk Management     5    DE
• General Banking    3    ES
• Debt Recovery    3    DE
• Managing Teams    3    ES
   

Method of Application

Interested and qualified? Go to KCB Bank Kenya on eoin.fa.em3.oraclecloud.com to apply.